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| Tell the Federal Reserve: Don't raise interest rates | ||||
Petition to the Federal Reserve:
"Don’t raise interest rates while many Americans are still struggling. Working families haven’t made a full economic recovery and now is not the time to declare victory."
Add your name:
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Dear STJEPAN,
Will the Federal Reserve pick economic growth on Main Street, or Wall Street profits? The answer may be up to us.
Wall Street is leaning hard on the Federal Reserve to raise interest rates, which would help banks pad their bottom lines by allowing them to charge more to lend money. And just a few days ago, Federal Reserve Chair Janet Yellen admitted the Fed was anticipating raising rates in September, even though it would increase the cost of student loans, mortgages, and car loans.1,2
Raising rates would also slow the economy at a time when wages are still flat and unemployment, especially for African-American and Latino workers, is still painfully high.3 That’s why we’re teaming up with the Center for Popular Democracy and progressive allies to bring the voices of everyday Americans directly to the Fed and demand rates stay low until the recovery reaches all Americans.
Add your name now, and your signature will be delivered along with hundreds of thousands of others to the Federal Reserve board chairs on August 27th at their annual meeting in Jackson Hole. We’ll deliver the message loud and clear: Low rates help Main Street, higher rates pad Wall Street profits, and the Federal Reserve needs to make the right call.
The Federal Reserve is supposed to have a dual mandate: maintain full employment, and fight inflation. In addition to regulating the banking system and serving as a lender of last resort, it regulates the supply of money in our economy. The Fed’s primary tool for balancing its two goals is the federal funds rate, which is the rate which banks can borrow from each other overnight. When money is “cheap” – when banks can borrow overnight at low rates – the economy grows, but often so does the risk of inflation.4
The bad news for all of us is that big banks are over-represented in the Federal Reserve’s decision-making, turning fighting inflation into the top priority.5,6 Big banks that hold lots of assets don’t want those assets to lose value due to inflation, so they demand higher interest rates to reduce the money supply. They also make more money when interest rates are high, because there is more wiggle room between the interest rates they charge consumers and what they have to pay to borrow.7 Instead of standing with struggling families to create jobs and raise wages, the Federal Reserve has been hijacked to serve the needs of banks.
After the 2008 crash, the Federal Reserve did everything in its power to keep interest rates low in order to stimulate the economy, and it deserves credit for preventing Republicans’ later job-killing austerity cuts from throwing us back into recession.8 But all that good work could be undone. Now is not the time to put the brakes on the economy.
While many claim the Federal Reserve is “apolitical,” the truth is that most central banks are political actors – on behalf of Wall Street, not Main Street. It is up to us to make our voices heard.
Tell the Federal Reserve: Don't raise interest rates. Click below to sign the petition:
Thank you for speaking out,
Murshed Zaheed, Deputy Political Director
CREDO Action from Working Assets
Add your name:
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 | August 7, 2015 | ||||||||||||||||
The theatrical drama of the first Republican debate Thursday night focused on the man at center stage in Cleveland, Donald Trump, and the bombastic rhetoric he has used to propel himself to the front of the GOP field.
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 THE WHITE HOUSE |
5 things you need to understand the Iran deal: The U.S. and our international partners have secured the strongest nuclear arrangement ever negotiated. Thanks to the nuclear deal -- formally known as the Joint Comprehensive Plan of Action (JCPOA) -- the world can verifiably prevent Iran from obtaining a nuclear weapon.It's an historic deal. It's vital to our national security and that of our allies, like Israel. It's also very detailed and can seem a bit complicated. So if you're looking to dive deep into the details, here are five things you should explore to better understand why this deal will ensure Iran's nuclear program will remain exclusively peaceful moving forward. Watch This: President Obama's speech at American University Fifty-two years ago, President John F. Kennedy delivered a speech at American University on the importance of peace in the nuclear age. This week, President Obama returned there to do the same. He outlined exactly what's in the Iran deal and what's at stake should Congress reject it. Take a look -- it's worth the watch:  Print This: A packet of everything on the Iran deal Looking for a deep dive into the specifics of the JCPOA? Want to know what security officials, nuclear scientists, and other experts have to say about it? Peruse this packet of information on the details of the Iran deal online, or print it and take it with you.  Share This: A few FAQs on the Iran deal As the President has said, there's a lot of misinformation and falsehoods out there about what exactly is in the deal and how it will work. Check out WhiteHouse.gov/Iran-Deal to get the answers you're looking for -- and a lot more on how this deal blocks all of Iran's pathways to a bomb.  Read This: The enhanced text of the Iran deal You can read all 159 pages of the Iran deal with comments from the people who negotiated it and who will implement it. Find it on Medium -- then share it with everyone who wants to dig into the specifics of the way the deal provides unprecedented transparency to monitor Iran's nuclear fuel cycle, the robust verification regime, and more.  Follow This: @TheIranDeal Want updates on the Iran deal in realtime? Follow @TheIranDeal for live fact-checks, news updates, and exclusive insights on the significance of this historic deal -- along with the next steps we need to take to prevent Iran from obtaining a nuclear weapon and avoid another conflict in the Middle East.  As Congress moves through its 60-day review period of the deal, stay tuned for more updates on this important diplomatic achievement. Thanks, The White House Team |
 | ||
| BICYCLES | ||
| Review: FlyKly Smart Wheel gives your bike a boost | ||
 | Several companies have developed electric-assist bicycle wheels that can simply be installed on a regular bike. Although most of them are still in the "pre-order" stage, FlyKly's Smart Wheel is now actually reaching consumers. We recently tried it out. read more | |
| SCIENCE | ||
| Researchers simulate what "bionic sight" may look like | ||
 | Researchers at the University of Washington have developed visual simulations that indicate what the world might look like to people with retinal implants. The resulting images are, in a word, blurry. read more | |
| SCIENCE | ||
| Underwater chemical garden powers a light bulb | ||
 | Researchers at NASA's Jet Propulsion Laboratory have grown underwater chimney-like structures capable of generating enough electricity to power a light bulb. The seafloor equivalents of these chemical gardens might just have contributed the electricity needed for the first organisms to develop. read more | |
| MOBILE TECHNOLOGY | ||
| Review: Parrot MINIKIT Neo 2 HD hands-free phone system for your car | ||
 | Gizmag tries out the Parrot MINIKIT Neo 2 HD, a sleek hands-free calling and speaker system that simultaneously manages two mobile devices for in-car calls. It's an upgrade over previous MINIKIT Neo models, with always-listening voice commands, a new smart phone app, and sound improvements read more | |
| HEALTH AND WELLBEING | ||
| Nicotine-gobbling enzyme could help smokers quit | ||
 | Researchers have uncovered an enzyme found in nature they say could greatly improve on the effectiveness of smoking cessation aids by devouring nicotine in smokers before it can deliver its "reward" to the brain. read more | |
| AUTOMOTIVE | ||
| Tesla's serpentine robotic charger snakes its way into a Model S | ||
 | In Elon Musk's weird and wonderful future, rockets will land on barge ships, people will be slung between cities in vacuum tubes and giant metallic noodles will autonomously probe your Tesla Model S to recharge its battery. read more | |
| SPACE | ||
| Diminutive Lunar IceCube satellite to scan Moon for water and other resources | ||
 | One of the first of the first deep-space CubeSats may be shoebox-sized satellite called Lunar IceCube, which is designed to look for water ice and other resources on the Moon and is tentatively aimed to launch on the first Orion mission scheduled to fly by 2018. read more | |
| OUTDOORS | ||
| Modular Pod Tents bring campers together under the one roof | ||
 | Every day we see new evidence that the world is becoming more connected thanks to social media. POD Tents, designed by the UK's M2C Innovation, make camping more social by transforming the typical small tent into an indoor community. read more | |
| GAMES | ||
| What Nintendo's next-gen system needs to rival, maybe even surpass, the PS4 and Xbox One | ||
 | It's been less than three years since the Wii U first arrived on shelves, but Nintendo is already gearing up for a new hardware release. What form might the system take – and can it successfully combine both home console and portable gaming into one machine? read more | |
| SPACE | ||
| NASA's DSCOVR satellite shows far side of the moon in different light | ||
 | NASA's Deep Space Climate Observatory (DSCOVR) spacecraft has snapped rare views of the Moon transiting across Earth's disk. The images grant us a seldom-seen look at the far side of our planet's nearest celestial companion. read more | |
| MOBILE TECHNOLOGY | ||
| Moto X Style (Pure Edition) vs. Nexus 6 | ||
 | With large, pixel-packed screened and high-end internals, both the Nexus 6 and Moto X Style (or Pure Edition for those in the US) are compelling devices. They're also both manufactured by Motorola, and even look pretty similar. Let's compare their specs and features. read more | |
| SPORTS | ||
| Thermos gets into the connected hydration game with Smart Lid | ||
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| ARCHITECTURE | ||
| São Paulo LED building façade shines a light on noise and pollution | ||
 | A new reactive LED façade has been installed at the Hotel WZ Jardins in São Paulo, Brazil. The façade responds to sounds, air quality and people's interaction with a smartphone app. It is part of a project that explores the "Hacked City" and how technology can bring positive change to cities. read more | |
| AUTOMOTIVE | ||
| Chevy steers the Colorado Z71 off road with Trail Boss package | ||
 | At last year's LA Auto Show, Chevy showed the aggressive Colorado ZR2 concept pickup. Although the company hasn't given any official word on whether that model will make it through to production, it is offering impatient dirt lovers a novelty prize in the meantime: the 2016 Colorado Z71 Trail Boss. read more | |
| WEARABLE ELECTRONICS | ||
| Microsoft Outlook for iOS update puts your inbox and calendar on your wrist | ||
 | Are you an Apple Watch early adopter that also uses Outlook for iOS? If so, you'll be happy to hear that Microsoft pushed out an update to its Outlook app today that plays nicely with Apple's wearable. read more | |
| SPECIAL PROMOTION FOR GIZMAG READERS | ||
| A Guide to the Windows 10 Start Menu | ||
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